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1 About your home
2 About you

We are Scotland’s Leading Specialists Offering Exclusive Products from the Following Providers

0800 088 5857

admin@lifemortgage.co.uk

What Makes us Different?

One to One Service

No Call Centres

Experts in our field

Huge experience in equity release

Nationwide Coverage

We work in your area

Lifemortgage UK Ltd.

Over 15 years experience

CeRER QUALIFIED

Our Specialist Approach

Our Specialist Adviser, is highly qualified and experienced in recommending and arranging equity release plans, we will identify your needs, our adviser will explain the options clearly and make certain any recommendations where possible meet your expectations.

By meeting with you face to face, at a time and place convenient for you, our adviser will be able to offer you in-depth advice and answer all your questions clearly, honestly and professionally.

If you’re interested in equity release as part of an inheritance tax strategy? We are more than happy to put you in touch with qualified advisers who can help plan an inheritance tax strategy. Just to make you aware the Financial Conduct Authority do not regulate Inheritance Tax Planning.

How Can Equity Release Help

Request your Free Guide to Equity Release

  • In order to get correct guide for your needs

How can Equity Release Help?

What about some renovations or landscaping? How would it feel to have your home and garden exactly as you would like it? Perhaps you’d like to take that long dreamed of holiday to visit family or friends in faraway places?

If you still have a mortgage you could become repayment mortgage-free of possibly have a much lower payment than the one you currently have?

You may want to use equity release as a tool in a more comprehensive Inheritance Tax strategy. We can put you in touch with qualified advisers who can help plan to reduce Inheritance Tax.

We’re obliged to state that the Financial Conduct Authority do not regulate Inheritance Tax planning. Our experienced advisers will take the time to fully understand your needs

Find out more

The Equity Release Council

The plan providers we deal with are members of the Equity Release council as is Lifemortgage UK Ltd as an Appointed Representative of Britannia Financial (UK) Ltd.

Clear Rates

For lifetime mortgages, interest rates can be fixed or, if they are variable, there is  a “cap” (upper limit) which is fixed for the life of the loan

Right to Remain

You have the right to remain in your property for life or until you need to move into long-term care, provided the property remains your main residence and you abide by the terms and conditions of your contract

Portable Mortgages

You have the right to move to another property subject to the new property being acceptable to your product provider as continuing security for your equity release loan

No Negative Equity

The products we will recommend have a “no negative equity guarantees”. This means that when your property is sold, and agents’ and solicitors’ fees have been paid, even if the amount left is not enough to repay the outstanding loan to your provider, neither you nor your estate will be liable to pay any more.

CONTACT US

Send us an email and we'll get back to you asap.

‘I/we expressly consent to be being contacted without prior notice or arrangement by using the contact details I/we have provided on the form and further consent that such contact may be in relation to (a) my/our mortgage arrangements and/or (b) other products and services.

This is a Lifetime Mortgage. To understand the features and risks, ask for a Personalised Illustration. A Lifetime Mortgage may reduce the value of your estate and could affect your entitlement to means tested state benefits. To understand the features and risks, ask for a Personalised Illustration.

We provide initial advice at no cost and without obligation. If you choose to proceed and your case completes we charge a fee of £995 and we will also be paid commission from the lender.

Lifemortgage UK Ltd is an Appointed Representative of Britannia Financial (UK) Ltd who are authorised and regulated by the Financial Conduct Authority and are entered on the Financial Services Register (http://www.fsa.gov.uk/register/home.do). The Financial Services Register number is 776344.

Lifemortgage UK Ltd : Registered Office: 29-31 Burrell Street, Crieff, Perthshire Scotland PH7 4DT - Co Registration No - SC 570501.

In using this website I give express consent to Lifemortgage UK Ltd to call me on the number provided from time to time. Calls may be recorded for training and quality purposes

© Lifemortgage UK Ltd 2017

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